Retirement Planning

It’s never too early to make a retirement plan. And with a little planning, you can enjoy great tax benefits for you and your employees. Our investments specialists can help you choose the most beneficial path, like the Managed/Directed IRA. This alternative to CDs invests in bonds, stocks, mutual funds and the like. You may also be eligible for a Roth IRA, a SEP, or other plans.

And since our investment specialists know that the best plan includes a customized combination of investment management and administrative services, we’re here to help – and happy to get you where you want to be.

Managed/Directed IRAs

If you qualify, an IRA can defer taxes on interest and/or contributions. It’s a great way to go and there are several options, available, including a self- directed IRA. This alternative to traditional bank CDs can be invested in stocks, bonds, mutual funds and other investments. ASB can help you create a strategy based on your personal needs.

Employee Benefit Plans

Whatever the size of your company, when one person benefits, you all benefit. That’s why it’s in an employer’s best interest to offer Employee Benefit Plans. Whether you’re self-employed or a small business owner, it’s good to have a plan for your future.

We offer a wide range of corporate pension and profit sharing plans that are designed with business owners and self-employed investors in mind. Once a strategy is set, we’re here to help manage investments, receive contributions, make distributions to the participants and provide account reports to the IRS and the participants.