Corporate Card

Need a credit card for business trips and reservations for you and your employees? Always entertaining clients? Want to keep a record of monthly expenses? Need to buy something now but pay later? A Corporate Card could meet your needs. It’s a great way to keep track of expenses with authorization controls and a reporting process that’s as extensive as you need it to be. It’s also a great way to control cash flow and negotiate with vendors to reduce rates.

Benefits include:

  • No annual fee
  • Credit limit options
  • Low interest rate
  • Accepted worldwide
  • Cash advance option available
  • Flexible billing periods and payment dates

The control is in your hands. (Enjoy it.)

Authorization: Easy–to-set parameters for each cardholder.
  • Merchant Category Code Group blocking
  • Card purchases determined at the cardholder level
  • Card purchases determined by the Merchant Category Code Group
  • Monthly transaction and spending limits
  • Company and cardholder limits
  • Expiration date verification
  • Multiple monetary levels of authorization
  • Administrative controls
Statements: Online or on paper? We provide both.
  • I-Statement: Check info quickly, securely and inexpensively.
  • Paper Statement: Can be tailored to include group or department codes.

Accounts: Choose the one that fits you.

Individual: Personal cards for all of your people.
Each person gets a card but charges can be reviewed before submitting to accounts payable. Each account is paid, separately.
Ghost: No card, plenty of accounts.
Purchase mainly by phone or online? This is a great option. Accounts are established in the company name but no plastic cards are issued. Good for purchasing departments and travel departments.
Diversion: Identify specific charges and allocate them to this account.
From dues to fees, airline tickets to insurance premiums, you can allocate charges to this account as not to reduce the cardholder’s credit line.
Central Billing: Pay all incoming charges with one payment.
We’ll separate all card transactions by cardholder, but put them all on one statement that you can pay with one convenient check.

Reporting Options - "As detailed as you want them."

iTracer: Web-based, user-friendly.
With this web-based desktop PC reporting system, account managers can access dozens of reports and tailor custom reports online, anytime. Just download transaction info directly to the general ledger system using iTracer. Some fees may apply.
Hierarchical Application: Limited access for easier viewing.
In this method of reporting, you choose how to structure the hierarchy. You can allow managers to review only those details for their own areas of responsibility. You can also give full access to those who need it, allowing them to see the activity of the entire company. Applicable fees apply for this service.

Credit Cards

Business Banking

Ready to apply?

It’s simple. Just visit one of our locations or call us:

American State Bank
Toll-free: (800) 687-7272
Lubbock: (806) 767-7272

Questions? Answers.

American State Bank
Anytime Customer Service (24/7):
(800) 423-7503
Daily Customer Service (8 to 5):
(800) 725-2006
(325) 794-1000 ext 4801
Disputed Item (8 to 5):
(800) 292-2862
Report Lost/Stolen Card (24/7):
(800) 299-9842